Payment Method Terms
These Payment Method Terms (hereinafter referred to as "these Terms") apply to all situations where you conduct transactions using the payment services provided by J·ing (hereinafter referred to as "the Website"). Please read these Terms carefully. Before using the payment services of the Website, ensure that you have fully understood and agreed to these Terms. If you do not agree to these Terms, please do not use the payment services of the Website.
Payment Methods
The Website offers you a variety of payment methods, including but not limited to credit card payments, third-party payment platform payments, and bank transfers. When making a transaction, you can choose a suitable payment method according to your own needs and the actual situation.
Payment Process
Selecting a Payment Method
After you confirm an order, the system will redirect you to the payment page, where you need to choose a specific payment method.
Filling in Payment Information
Based on the payment method you select, you are required to fill in the corresponding payment information as prompted by the system. If you choose to pay by credit card, you need to provide details such as the credit card number, expiration date, and security code. If you opt for payment through a third-party payment platform, you will be directed to the relevant third-party payment platform page and complete the login and payment operations as required. If you choose bank transfer, you should carry out the transfer operation according to the bank account information provided by the Website.
Payment Confirmation
Once you have filled in the payment information, you must confirm its accuracy and submit the payment instruction. After you submit the payment instruction, the system will verify and process your payment information.
Payment Security
The Website attaches great importance to payment security and employs advanced security technologies and measures to protect your payment information from leakage, theft, or abuse. These technologies and measures include, but are not limited to, data encryption, firewalls, and the Secure Sockets Layer (SSL) protocol.
You are responsible for properly safeguarding your payment information and should avoid disclosing it to any third party. If you suspect that your payment information has been leaked or there is a security risk, please contact the Website's customer service immediately and take necessary steps to protect the security of your account, such as changing the payment password or reporting the credit card as lost.
The Website shall not be liable for any losses arising from the leakage or improper use of payment information due to your own actions. However, the Website will do its best to assist you in resolving the issue.
Payment Processing Time
Instant Payment Methods (such as credit card payments and third-party payment platform payments)
Under normal circumstances, upon successful payment, the system will immediately confirm your payment information and notify you of the payment result. However, in some special cases, such as bank system maintenance or network failures, the payment processing time may be extended. If the payment is not successful immediately, you can check the payment status on the payment page and take corresponding actions as prompted by the system.
Bank Transfer ：The payment processing time for bank transfers depends on the bank and transfer method you choose. Generally, the Website will confirm your payment information within three working days after receiving the bank transfer notice. After you complete the bank transfer, please make sure to keep the transfer receipt and upload it or provide relevant transfer information at the designated location on the Website, so that the Website can verify and confirm the payment in a timely manner.
Payment Amount and Order Amount
The amount you pay should be identical to the order amount you have confirmed. If the payment amount does not match the order amount due to reasons such as system malfunctions or calculation errors, the Website will handle the situation according to the actual circumstances.
If the payment amount is greater than the order amount, the Website will refund the excess amount to your original payment account within three working days after confirming the successful payment. If the payment amount is less than the order amount, you need to make up the difference as soon as possible after receiving notice from the Website. Otherwise, the Website has the right to cancel your order and handle the paid amount in accordance with relevant regulations.
Refund Policy
Refund Application
If you meet the refund conditions specified by the Website, you can submit a refund application within the specified time. The refund application should be submitted through the designated channels of the Website and accompanied by necessary information and supporting documents.
Refund Review
The Website will review the application upon receiving your refund request. The review process may take some time, and the specific duration depends on the reason for the refund, the payment method, and the processing procedures of relevant institutions.
Refund Method and Time
The approved refund will be returned via your original payment method. If the original payment method is unavailable for refund, the Website will negotiate with you to find an alternative refund method. The refund time will vary depending on the payment method and the regulations of relevant institutions.
Risks and Liabilities
The Website shall not be held liable for payment failures, delays, errors, or incomplete transactions caused by force majeure, third-party factors (such as payment service providers, bank system malfunctions, network issues, etc.), or other unforeseeable and unavoidable reasons. However, the Website will do its best to assist you in resolving the problem and keep you informed of the relevant situation.
If you use an unauthorized payment method or provide false payment information for a transaction, the Website has the right to reject your payment request and take corresponding measures, including but not limited to freezing your account, canceling the order, and pursuing legal liability. You shall bear full responsibility for any losses caused to the Website or other third parties as a result.
Amendment of Terms
The Website reserves the right to modify and update these Payment Method Terms in accordance with legal requirements, business development needs, or other reasonable reasons. The revised terms will be published on the Website and you will be notified at an appropriate time. Please regularly check for updates to these Terms. If you continue to use the Website's payment services after the terms have been amended, it indicates that you have accepted the revised terms.
Governing Law and Dispute Resolution
The interpretation, implementation, and dispute resolution of these Terms shall be governed by Chinese law.
In the event of any disputes regarding the payment services between you and the Website, they shall first be resolved through friendly negotiation. If negotiation fails, either party has the right to file a lawsuit or apply for arbitration with the [specific competent court/arbitration institution] having jurisdiction.
支付方式条款
本支付方式条款（以下简称 “本条款”）适用于您使用 境（以下简称 “本站”）所提供的支付服务进行交易的所有情形。请您仔细阅读本条款内容，在使用本站支付服务前，确保您已充分理解并同意本条款。如您不同意本条款，请不要使用本站的支付服务。
支付方式
本站为您提供多种支付方式，具体包括但不限于信用卡支付、第三方支付平台支付银行转账等。您在进行交易时，可根据自身需求和实际情况选择合适的支付方式。
支付流程
选择支付方式：在您确认订单后，系统将跳转至支付页面，您需在此页面选择具体的支付方式。
支付信息填写：根据您所选择的支付方式，您需要按照系统提示填写相应的支付信息。若选择信用卡支付，您需提供信用卡卡号、有效期、安全码等信息；若选择第三方支付平台支付，您将被引导至相应的第三方支付平台页面，按照其要求完成登录和支付操作；若选择银行转账，您需按照本站提供的银行账户信息进行转账操作。
支付确认：完成支付信息填写后，您需确认支付信息的准确性，并提交支付指令。在您提交支付指令后，系统将对您的支付信息进行验证和处理。
支付安全
本站高度重视支付安全，采用了先进的安全技术和措施来保护您的支付信息，防止信息泄露、被盗用或滥用。这些技术和措施包括但不限于数据加密、防火墙、安全套接层协议（SSL）等。
您有责任妥善保管您的支付信息，避免将支付信息透露给任何第三方。如您怀疑您的支付信息已被泄露或存在安全风险，请立即联系本站客服，并采取必要的措施保护您的账户安全，如更改支付密码、挂失信用卡等。
对于因您自身原因导致支付信息泄露或不当使用而引起的任何损失，本站不承担任何责任，但本站将尽力协助您解决问题。
支付处理时间
即时支付方式（如信用卡支付、第三方支付平台支付）：一般情况下，支付成功后，系统将即时确认您的支付信息，并通知您支付结果。但在某些特殊情况下，如银行系统维护、网络故障等，支付处理时间可能会延长。若支付未能即时成功，您可在支付页面查看支付状态，并根据系统提示进行相应操作。
银行转账：银行转账的支付处理时间取决于您所选择的银行和转账方式。通常情况下，本站将在收到银行转账通知后的3个工作日内确认您的支付信息。在您完成银行转账后，请务必保留好转账凭证，并在本站指定的位置上传转账凭证或提供转账相关信息，以便本站及时核对和确认支付。
支付金额与订单金额
您所支付的金额应与您所确认的订单金额一致。如因系统故障、计算错误等原因导致支付金额与订单金额不符，本站将根据实际情况进行处理。
若支付金额大于订单金额，本站将在确认支付成功后的 3 个工作日内，将多余的款项退还至您原支付账户。若支付金额小于订单金额，您需在收到本站通知后，尽快补足差额部分，否则本站有权取消您的订单，并按照相关规定处理已支付的款项。
退款政策
退款申请：如果您符合本站规定的退款条件，您可以在规定的时间内提交退款申请。退款申请应通过本站指定的渠道提交，并提供必要的信息和证明材料。
退款审核：本站将在收到您的退款申请后，对申请进行审核。审核过程可能需要一定的时间，具体时长取决于退款原因、支付方式以及相关机构的处理流程。
退款方式与时间：经审核通过的退款，将按照您原支付方式进行退还。如原支付方式无法退还，本站将与您协商其他退款方式。退款时间将根据不同的支付方式和相关机构的规定而定。
风险与责任
因不可抗力、第三方原因（如支付服务提供商、银行系统故障、网络问题等）或其他不可预见、不可避免的原因导致支付失败、延迟、错误或无法完成的，本站不承担任何责任，但本站将尽力协助您解决问题，并及时通知您相关情况。
若您使用未经授权的支付方式或提供虚假的支付信息进行交易，本站有权拒绝您的支付请求，并采取相应的措施，包括但不限于冻结您的账户、取消订单、追究法律责任等。由此给本站或其他第三方造成的损失，您应承担全部赔偿责任。
条款变更
本站有权根据法律法规的要求、业务发展需要或其他合理原因，对本支付方式条款进行修改和更新。修改后的条款将在本站网站上公布，并在适当的时候通知您。请您定期查看本条款的更新内容，若您在条款变更后继续使用本站的支付服务，即表示您已接受修改后的条款。
法律适用与争议解决
本条款的解释、执行及争议解决均适用中国法律。
如您与本站在支付服务方面发生任何争议，应首先通过友好协商解决；协商不成的，任何一方均有权向有管辖权的 [具体管辖法院 / 仲裁机构] 提起诉讼 / 申请仲裁。